Back from Hibernation

And the first thing I wanna say is that anyone who is heavily invested on the stock market ouch for you

Current Market Indexes as of 09/22/11 3:23 PM are as follow :

Dow Jones
10,612.01 -512.83 (-4.61%)

S&P 500
1,115.80 -50.96 (-4.37%)

Nasdaq
2,423.28 -114.91 (-4.53%)

well this was obviously seen as soon as the Federal Reserve decided to unveil Operation Twist which is moving around $400 billion from short term treasuries to long term treasuries, this and Greece's debt crisis is not good. What wonderful times we have ahead of us hopefully everything will all go well.

Debt, how easy is it to get into it?

So today I received a letter in the mail saying I was approved for a credit card I applied for and it got me wondering how fast after getting it I would end up in debt? god forbid my limit is something like $2000 then for sure you can see me having epic nights and ending with a maxed out credit card. How do you stay responsible when managing credit?